Integrated Mobile Secure (IMS)

The Infinitium IMS is an ACS 3D secure compliant payment server platform designed for issuers to provide payment verification and authentication for Card-Not-Present (CNP) transactions. Issuers will be able to extend the 3D secure framework to support MOTO, Mobile Commerce and IVR payment channels.

The 3D secure framework is recognised by Visa, MasterCard and American Express as a standard for verification and authentication for e-commerce.

Currently, the platform is used in more than 40 banks in South East Asia to improve security for CNP transactions and to avoid fraud, as well as reduce charge back transactions.

Download our IMS brochure here.

What Makes Infinitium IMS Different?

Issuers can extend the IMS’s authentication capability to handle multiple payment channels such as MOTO, Mobile Commerce, Auto-bill and IVR. This provides cardholders a seamless authentication method every time they use their card regardless of the channel of the merchant.

The platform is fully compliant with Visa’s 3D Secure, Mastercard SPA-UCAF and Amex’s Safekey payment standards. It is also in compliance with PCI-DSS. Our R&D team strives to ensure that the product stays relevant at all times in the ever changing business world.

The innovative IMS architecture also supports business intelligence by providing data mining, reports and analysis.

Key Features

Enhance Security

Infinitium IMS enhances security with dynamic password with 2 Factor Authentication. It supports a wide range of authentication methods providing flexibility to issuers to pick and choose different authentication methods that suits the market demand.

Versatile Payment Platform

Supports 2 Factor “Out Of Band” Authentication Alternative solution for Pre-EMV and Pre-PIN physical card transaction filtering by MCC or amount to bypass the IMS authentication.

Supports Various Enrolment

We offer a solution that allow issuers to choose various enrolment options including mass enrolment for fast adoption minus the hassle.

Highly Scalable Architecture

The IMS addresses scalability needs by supporting large volumes of transactions as business grows and multiple payment channels for different payment modes such as e-commerce, MOTO and EDC.

Fraud Notification Alert

A cardholder will be able to report in real-time, which then will trigger the host bank to temporarily suspend the card.

Hosted and In-Source Model

Infinitium IMS supports a wide range of authentication methods providing flexibility to issuers to pick and choose different authentication methods that suits the market demand.

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